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An expert discussion of portfolio construction that challenges traditional 60/40 investing strategies, explores the importance of understanding individual risk profiles, and examines how factors like time horizon, income stability, and macro trends impact optimal investment approaches.
NerdWallet's Smart Money Podcast explores credit cards in 2026, discussing industry trends, buy now pay later options, rising fees, best credit card picks, and strategies for aligning credit card spending with personal values.
Jan Hatzius and Ben Snider from Goldman Sachs discuss their economic and market outlook for 2026, highlighting strong earnings growth, the potential impact of AI, and expectations for continued economic resilience despite concerns about market concentration and productivity shifts.
An exploration of rising auto loan delinquencies reveals a complex economic landscape where surging prices, higher interest rates, and escalating insurance costs are creating financial pressure for consumers across income levels.
A deep dive into the booming underground market of Chinese peptides, exploring their growing popularity among tech workers in San Francisco, their unregulated supply chain, and the cultural trends driving their experimental use.
Chris shares his top 5 mistakes in the points and miles game, revealing the hidden costs of status, the importance of valuing time, understanding opportunity costs, critically examining point values, and the benefits of cashing out points.
Hosts Sean Pyles and Elizabeth Ayoola review 2025's top financial stories, including tariffs, stock market volatility, housing market challenges, and Fed rate cuts, while Smart Travel podcast hosts help Elizabeth evaluate her stack of high-fee travel credit cards.
A deep dive into the complex world of data center financing, exploring the challenges of power interconnection, tenant diversification, technological risks, and the emerging financial structures supporting the massive AI-driven infrastructure build-out.
A comprehensive end-of-year financial checklist covering tax strategies, retirement account optimization, credit card benefits, status earning, and point/mile management to help maximize savings and benefits before December 31st.
Dan Ivascyn discusses the changing fixed income landscape, the potential for bond investments in 2025, and the opportunities in global markets amid evolving economic and political conditions.
A deep dive into the credit card industry reveals why interest rates are so high, exploring factors like marketing costs, interchange fees, and the surprising insensitivity of consumers to high borrowing rates.
A candid budget rehab session helps Shelby tackle credit card debt, explore balance transfer options, and strategize savings while managing high housing costs in Austin.
Boston Fed President Susan Collins discusses the current economic landscape, focusing on the delicate balance between managing inflation and potential labor market weakness, and explaining her cautious approach to potential interest rate cuts.
Tyler Cowen discusses why AI hasn't dramatically transformed the economy yet, arguing that while the technology is impressive, its impact will be gradual, with new organizations built around AI taking 20+ years to truly transform economic productivity.
Jeffrey Gundlach discusses his bearish outlook on financial markets, warning of potential crises in private credit, overvalued assets, and unsustainable US government debt, while recommending investors diversify with non-US assets, gold, and cash.
Citi's Dirk Willer discusses the current stock market bubble, its potential duration, and key indicators for identifying when the bubble might be nearing its end, drawing parallels to historical market bubbles like the dot-com era.
Cliff Asness discusses how markets have become less efficient over the past decade, exploring reasons like the rise of passive investing, social media's impact on crowd behavior, and the increasing presence of retail investors trading based on momentum rather than fundamentals.
A deep dive into why housing construction in America remains inefficient, exploring the challenges of prefabrication, manufacturing constraints, and the persistent low-tech nature of home building.
A deep dive into CompoSecure, a niche manufacturer of premium metal credit cards with an 80% market share, exploring its innovative manufacturing, strategic relationships with major card issuers, and potential growth under Dave Cody's leadership.
Daniel Yergin discusses the current state of the global energy transition, highlighting the continued dominance of hydrocarbons, the challenges of shifting to renewable energy, and the complex interplay between technology, geopolitics, and energy markets.
Two NerdWallet podcast hosts candidly break down their personal budgets, revealing their income, spending habits, savings rates, and financial goals while sharing insights about managing money stress and making smarter financial decisions.
In a unique budget rehab episode, podcast hosts Sean and Elizabeth dissect their personal finances, revealing their spending habits, savings rates, and financial goals while offering insights into managing money stress and making smarter financial decisions.
A deep dive into travel points and miles valuation reveals the best strategies for maximizing credit card rewards, airline miles, and hotel points across different programs like Chase, Amex, and Hyatt.
Understand how new tariffs may hit your wallet and whether premium credit card fees are still worth it. What do new U.S. tariffs mean for prices on everyday goods and cars? What should you consider when choosing a premium travel credit card? Hosts Sean Pyles and Elizabeth Ayoola discuss the latest economic indicators and the changing landscape of credit card perks to help you understand how today’s macroeconomics and personal finance decisions intersect. Joined by news Nerds Anna Helhoski and Rick VanderKnyff, the team unpacks key insights from recent federal data drops. They begin with a discussion of the latest tariffs and economic reports, with tips and tricks on understanding how import duties impact consumer prices, why inflation could be on the rise again, and how job growth revisions may affect consumer sentiment. Then, credit card Nerd Melissa Lambarena joins Sean and Elizabeth to discuss whether high-fee premium cards still deliver value. They cover how reward structures are changing, when it makes sense to downgrade instead of cancel, and how opening or closing a card affects your credit score. Take the Smart Money Podcast Listener Survey 2025 and enter to win a prize! https://nerdwallet.com/podsurvey Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: Chase Sapphire Reserve Makes Big Changes: Higher Fee, New Rates, More Perks https://www.nerdwallet.com/article/credit-cards/chase-sapphire-reserve-overhaul-june-2025 Chase Sapphire Preferred Review: Strong Option for Travel Rewards https://www.nerdwallet.com/reviews/credit-cards/chase-sapphire-preferred Chase Freedom Unlimited Review: A Potential One-Card Solution https://www.nerdwallet.com/reviews/credit-cards/chase-freedom-unlimited American Express Platinum Review: Top-Notch Lounge Access, Big Credits https://www.nerdwallet.com/reviews/credit-cards/american-express-platinum 5 Things to Know About the Bank of America Premium Rewards Elite Credit Card https://www.nerdwallet.com/article/credit-cards/5-things-to-know-about-the-bank-of-america-premium-rewards-elite-credit-card Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: tariffs 2025, credit card downgrade effects, new credit card impact on credit score, consumer inflation trends 2025, unemployment report July 2025, core PCE inflation rate, job growth revisions BLS, credit card rewards explained, travel credit card comparison, high annual fee credit cards, credit card utilization ratio, closing credit card and credit score, 2025 economic outlook, de minimis exemption 2025, trade war impact on consumers, credit card strategy during inflation, interest rates and consumer debt, credit card perks vs cost, credit card churn risks, emergency fund importance 2025, how tariffs raise consumer prices, July 2025 consumer sentiment, credit card reward program changes, and economic uncertainty and spending. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices